Terms & Conditions
Welcome to Credit108. By accessing or using our app, you acknowledge and agree to the Terms & Conditions below. Please read them carefully before continuing.
Why We Collect Your Data:
We collect your credit information and KYC (Know Your Customer) documents to:
- Verify your identity and address
- Check your credit eligibility
- Comply with RBI and legal requirements
- Offer you personalized financial services
Your Consent:
By using Credit108 and submitting your documents, you:
- Give us permission to collect, use, and store your credit and KYC data
- Allow us to retrieve your credit information from Experian, CIBIL, and other authorized credit bureaus
- Confirm that the data you provide is accurate and current
- Understand this consent is valid for 6 months or until you withdraw it
How We Use and Protect Your Info
- Your data is used to assess your eligibility and provide you with financial products
- We do not sell your data and maintain strict confidentiality
- We use industry-standard security to protect your data from unauthorized access
- Your data is stored only as long as needed or required by law (e.g., 5–8 years for KYC)
Updates to These Terms
We may update these terms from time to time. Changes will be shared via the app. Continued use means you accept the latest version.
Need Help?
Reach out to us at: help@credit108.com
Grievance Officer Details
Mr. Abhishek Shukla
+91 747077596